WE ARE EXPERTS

Commercial Insurance Claims

When a commercial property is affected by a natural disaster, the effects can be devastating to the bottom line. With proper guidance from a licensed public adjuster, a business can receive swift processing and a maximum settlement to ensure that business returns to normal in a timely manner.

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Why Should You Use Continental Public Adjusters ?

  • We are experts in handling large loss insurance claims for Condominiums and HOA Communities.

  • As experienced Forensic Public Adjusters, we understand the claims process and we have all the resources and expertise to help you recover a fair settlement.

  • We have 37 years of experience in successfully Settling claims: 14 years on the side of the Insurance Companies and 23 years as Public Adjusters.

  • We will review and evaluate your claim in its
    entirety at no cost to you.
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Condominium insurance claims are our specialty.

If your community has suffered a loss due to a Hurricane, Windstorm, a Fire or Water Loss, Continental Public Adjusters will represent the Association's best interest and negotiate the most favorable settlement possible. If you have a new claim or if your claim has been delayed, denied, or underpaid, call Continental Public Adjusters to schedule a no-cost consultation.

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Testimonials

" We were told by our insurance carrier that our claim was less than the deductible. After Continental Public Adjusters examined our damages, they were able to re-open the claim and settle for $1,120.000. "

-Waterford Courtyard of Deerfield Beach

Frequently Asked Questions

  • WHAT IS A PUBLIC ADJUSTER?

    A Public Insurance Adjuster is a licensed and bonded insurance professional who assists policyholders with the complicated insurance claim process when they suffer an insured loss. Public Insurance Adjusters who belong to the Florida Association of Public Insurance Adjusters adhere to a strict Code of Ethics and is able to take advantage of the best quality, public adjuster specific, continuing education in the country. Additionally, FAPIA members have a network of resources available to best assist policyholders in the handling of insurance claims.

  • WHY SHOULD I HIRE A PUBLIC ADJUSTER?

    The average policyholder has little or no knowledge at all regarding policy conditions, timely forms to file and proper claims handling. Insurance claims are our life's work; our knowledge and expertise can make a big difference in the amount of your final settlement.

  • CAN A CONTRACTOR OR ROOFER HELP ME NEGOTIATE MY CLAIM?

    There are only three people "LEGALLY" allowed to adjust a claim on behalf of the policy holder:


    1. THE POLICY HOLDER

    2. APUBLIC ADJUSTER

    3. AN ATTORNEY


    THE UNLICENSED PRACTICE OF PUBLIC ADJUSTING IS A CRIME


    FLORIDA STATUTE 626.8738:


    "If your are acting as a Public Adjuster in any manner by negotiating or effecting the settlement of an insurance claim on behalf of an insured and you are preforming any of these services for money, commission or anything of value without being licensed as a Public Adjuster, you could be subject to arrest and may be charged with a third-degree felony as

    provided by section 626.8738.FS"

  • DO I HAVE TO PAY UP FRONT FEES FOR YOUR SERVICES?

    No. We are paid a small percentage of the claim when the money is collected from the Insurance Company.


    No out of pocket expenses, we get paid a small fee when the claim is settled.


    We can help you obtain a fair settlement for your loss, even if your claim has been denied, delayed, underpaid or closed.

  • DO I NEED TO HIRE A PUBLIC ADJUSTER TO GET PAID ON MY CLAIM?

    You may still collect without our assistance. The question is how much of your damage will be overlooked. We take the time needed to completely uncover all of your damages and locate hidden problems and future issues. The more accurately your claim is documented, the higher the settlement will be. Maximum recovery and indemnity of the policyholder’s property loss is our goal. All avenues and means will be exhausted in making sure that the property owner gets a fair settlement that will return them to “Pre-Loss” conditions.

  • WHAT'S THE DIFFERENCE BETWEEN A PUBLIC ADJUSTER AND THE COMPANY ADJUSTER?

    An Insurance company adjuster is either a direct employee or contracted employee of the Insurance company whose allegiance is directly to the Insurance company that employs them. A public adjuster works exclusively for you, the policyholder.

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CONTINENTAL PUBLIC ADJUSTERS, INC
IS THE INSURANCE COMPANY'S BEST-KEPT SECRET

Serving the Entire State of Florida
Edward Michael Rump FL License #A228285
P.800-989-4769 | F.(954)510-2466 | www.continentalpublicadjusters.com

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